A re-mortgage may be the best option for you on your mortgage journey, with our advice, you can weigh up the pros and cons, and ensure that you are making the right decision for you. Some common reasons to re-mortgage include:

  • Your deal is coming to an end – we recommend contacting us before your current mortgage expires
  • To release equity – this could be invested in a business or second property
  • To change the term of the mortgage – aim to pay your mortgage off earlier, or extend the term for a less expensive rate

You may have to pay an early repayment charge to your existing lender if you re-mortgage. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

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