First Time Buyers
You have decided you want to get onto the property market and a few questions have come to mind.
- Can I afford a mortgage?
- How much of a deposit do I require.
- Do a have a good credit rating & how can I improve it?
First time buyer mortgages are exactly what it says on the tin! We are aware this is unchartered waters, and we will work hard to keep the process as simple & stress free as possible.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NO KEEP UP REPAYMENTS ON YOUR MORTGAGE.